As for "10% down payment" to buy a car, the editor has mentioned in several previous articles that the essence of "10% down payment" is car financial leasing, and the domestic mode is mostly rent for purchase. In the last article, the editor compared the classic lease car model abroad with the new lease car model in China. Generally speaking, the domestic lease car model follows the foreign lease car model, but there are differences in business flexibility and consumer demand. The editor will go deep into the details of the car rental and purchase mode, and talk about a common concern - "10% down payment" to buy a car. After collecting the car, what should we do if the car has an accident during the repayment period?
Back to the topic of "what should I do if there is an accident during the repayment period after collecting the car?" the repayment period here only refers to the repayment period before the consumer officially transfers the car to his own name. This period is still a lease period. The consumer only owns the right to use the car, and the ownership of the car belongs to the leasing agency. During this period of time, who is responsible for the car accident and how to deal with it? In fact, it involves who configures the car insurance, how to configure it, what is the process of car maintenance and insurance claims, and what are the rights and obligations of consumers and leasing institutions during the lease term.
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